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	Commercial Mortgage
	Two kinds of interest programs go into play when applying for a commercial mortgage: fixed-rate and adjustable (variable) rate. Fixed rate mortgages secure one interest rate for the entire length of the loan or for a predetermined period of time. Adjustable rate fluctuates up and down from Day 1depending on market conditions such as inflation. In the UK, adjustable rates depend on the Bank of England. As with all commercial mortgage adjustable rate programs, be sure to know how frequently rates change and how they change. An informed consumer makes the best consumer.
	Other useful pages: Broker commercial mortgage \| Commercial mortgage refinance \| Commercial loan mortgage

	Commercial Mortgage
	The No. 1 goal of a commercial mortgage is to raise funds for business purposes. Working like a residential mortgage, commercial mortgages involve putting up property as collateral, which “backs up” the loan in case of payment defaults. When a commercial mortgage is used to buy property or fund business expenses, lenders usually hold an interest in the property until the loan is fully paid. Commercial mortgages do not act like standard business loans with short repayment terms, going up to 30 years like traditional home loans.

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Mortgagebug is a trading style of Mortgage Advisory Group, which is an Appointed Representative of Home of Choice Ltd, which is authorised and regulated by the Financial Services Authority.

Buy to Let and Commercial Mortgages and Secured Loans are not regulated by the Financial Services Authority.

A fee of upto 2% of the loan amount can be charged. Our typical fee is 0.5% of the mortgage advance, £200.00 payable on application and the outstanding amount payable only on completion of your mortgage. A minimum fee of £500.00 applies. Opting to repay your existing borrowing over a longer term will increase your overall charges.