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  Secured Loan

Why Get A Secured Loan ?

     
Our lenders take into account CCJ's, Defaults and missed payments.
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Fast UK personal secured loans

mortgagebug are brokers of adverse credit mortgages and remortgages. We also specialise in short and long term personal finance. We can save you time and energy looking for a provider.The Only stipulation is that you have something to put up as security, for instance your property, in order to get you a secured loan.

There are also self certification options available, where financing can be obtained if you do not have up to date accounts or no proof of income. You can telephone us, email us directly or use our enquiry form. Either way you will be in touch with highly skilled employees, who help you get the best deal possible to suit your current circumstances and budget.

* mortgagebug refer/ introduce customers for secured loans and do not source or give advice themselves.

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Secured Loans  
 

Secured loans are loans secured on property. Secured loans are available for any purpose: debt consolidation, the purchase of a new car, home improvement, holidays, or anything you choose.

We have access, on a referral basis to Secured loan schemes available for those requiring a self certification facility that can go up to 100% of property value. We also have schemes available for those that have had bad or adverse credit. We also have schemes available for those with good credit.

The dictionary definition of secured is something that is safe or a stronghold. A loan is something that given from one to another on the premise that it will be returned. So in dictionary terms, it is something you borrow that you are going to return and the lender is assured of its return. When it comes to money, and financial institutes, be aware that interest is charged. This varies from lender to lender and your credit history is also taken into account when applying for a secured loan.

 
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other loan secured on it

Mortgagebug is a trading style of Mortgage Advisory Group, which is an Appointed Representative of Home of Choice Ltd, which is authorised and regulated by the Financial Services Authority.

Buy to Let and Commercial Mortgages and Secured Loans are not regulated by the Financial Services Authority.

A fee of upto 2% of the loan amount can be charged. Our typical fee is 0.5% of the mortgage advance, £200.00 payable on application and the outstanding amount payable only on completion of your mortgage. A minimum fee of £500.00 applies. Opting to repay your existing borrowing over a longer term will increase your overall charges.